
Calling all Mothers
14/04/2015Having recently returned to work following the birth of my daughter, I feel compelled to reach out to all of the mums out there (many of whom I may have met at groups in Jesmond or on Gosforth High Street) who have, like me, experienced the most wonderfully life changing event. Life as we know it is over and new challenges lay ahead.
Our primary concern is to protect our newly formed family and to nurture the wonderful gift that we have been given. With this in mind, we must think to the future and, regrettably, consider what would happen to our children if we were to die while they are small. Would they be financially secure? Have we considered who would care for them in our absence?
The simplest way to ensure that our wishes are carried out following our death is to write a will. As painful as it may seem to consider these points and to document them, I can promise you that the satisfaction of completing this task (and securing your family’s futures) will outweigh the brief sadness that you may experience while considering your options.
Your will is the most important piece of paper that you will ever sign, as it disposes of everything you own. Despite this, making a will is the one thing that most people put off. Most believe it to be a difficult task and one that can be addressed at some point in the future. If you have children, the time to make your will and set your wishes has now arrived. With proper advice making a will can be quick, pain-free and extremely satisfying.
If you die without leaving a will, the law decides how your assets will be distributed on your death. The distribution of your assets will be based on the size of your estate and your family circumstances.
For example:
- If you are married, and die without a will, your entire estate may not pass automatically to your spouse.
- If you are not married, and die without a will, then your partner will receive nothing on your death
- Your children will receive their inheritance at 18 (which you may consider to be far too young)
The simple way to set out your wishes and ensure that your family’s future is protected is to write a will. Let me help you with this. I have first-hand experience of the pressures of motherhood with a career. Therefore, I feel that I am perfectly placed to help you through the process, allow you to tick this very important job off that (never ending) ‘to do’ list in your head and provide you with the peace of mind you deserve.
Please get in touch with any questions that you may have. I will be delighted to talk matters through with you and guide you with my experience as a solicitor and a mother. Please email me, Louise Miller at lmiller@mincoffs.co.uk or phone 0191 212 7753